A month-by-month simulation of your accounts, income, taxes and
spending — stress-tested against 500 possible futures and every real
market since 1928.
A plan built from your real numbers
Not a generic calculator. It reads the accounts, income and
spending already in the app, then projects them forward to the age you choose.
Projected net worth and the estate you'd leave, year by year
A safe-withdrawal view: what you can spend without running out
A single average return is a comforting lie. Real markets crash,
recover and vary — so the plan runs against hundreds of them.
Monte Carlo across hundreds of futures, with a plain success rate
Backtested against every real market sequence since 1928
A safety buffer and the lowest point your balance is likely to hit
What-if, side by side
Retire at 55 instead of 65? Save $200 more a month? Model it and
compare the scenarios on one chart.
Multiple named plans you can compare at once
Adjust age, savings rate, returns and spending and see it move
An investor-grade PDF report at the end
All of it on your device
Your income, your balances and your plan never leave your device and your
own iCloud. There is no server of ours modeling your retirement, and no
advisor on the other end — just the math, run where your data already
lives.
