Simple Finance

Pick categories and monthly limits in a couple minutes.

1. Open the Budget tab.
2. Add categories for your regular spending (rent, groceries, dining…).
3. Set a monthly limit on each — round numbers are fine to start.
4. As transactions come in, the rings fill so you see what's left.

Add accounts and assets to see the full picture.

1. Open Net Worth → Accounts.
2. Add each account (cash, cards, loans, property, investments).
3. Enter current balances — the Accounts view flags stale ones later.
4. Watch the Overview trend chart build your net-worth history.

Bring in a statement from a photo or CSV.

1. Open the Import tab.
2. Choose a photo of a statement or a CSV file.
3. Review the auto-classified rows — fix any category or type.
4. Approve to save. Nothing imports until you say so.

Model your path to financial independence.

1. Open the Retirement tab → Setup.
2. Enter income, savings, accounts, and a target retirement age.
3. Switch to Analysis to stress-test with Monte Carlo & history.
4. Use Report to export an investor-grade PDF.

Give every dollar a job with a target and deadline.

1. Open the Goals tab.
2. Create a goal (emergency fund, house, trip…).
3. Set a target amount and optional date.
4. Fund it over time and track progress at a glance.

Auto-detected from your history — no manual entry.

1. Open the Subscriptions tab.
2. Review recurring charges detected from your transactions.
3. Watch for the price-hike badges.
4. Click Track to turn any into a bill that feeds your Budget & Forecast.

Guides, playbooks, paths, and a money glossary.

1. Open the Learn tab.
2. Start with a guided Path, or browse Guides & Playbooks.
3. Search the glossary for any term you hit.
4. Click the in-app links to act on what you just learned.

Know if you'll make it to payday — before it's a problem.

1. Add your recurring bills and income (Transactions ▸ Recurring).
2. Add your recurring bills and income (More ▸ Recurring).
3. Open Forecast.
4. Open More ▸ Cash Flow Forecast.
5. Read your lowest projected balance and safe-to-spend.
6. Switch to the Calendar view to see each day's bills and income.

One score, five pillars, and what to fix first.

1. Open Financial Health.
2. See your 0–100 score and letter grade.
3. Read the 'Do this next' list of your weakest pillars.
4. Click into the linked screen to act on each one.

Set a target mix and see the exact moves to rebalance.

1. Open Allocation.
2. Set your target percentages per asset class.
3. Review the drift and the buy/sell amounts to rebalance.
4. Override any holding's auto-classification if needed.