Coming soon

What’s new in 3.0.

A redesign of the whole app, a 3D Fin who does things for you, sharing rebuilt around people, and loan details for every loan. A preview of what’s on its way to iPhone, iPad and Mac.

Coming sooniPhone · iPad · MacArrives as an update to the app you have

This is a preview. 3.0 is not out yet. The screens below are from the 3.0 build, with sample data. Simple Finance is free today, and 3.0 will arrive as an update.

A new look

Calm, glassy and made for the big screen too.

3.0 redesigns the app from the Home tab down: a soft sky colour for each section, serif figures you can read at a glance, rings and cards that feel like one family, and Liquid Glass buttons and bars that clear at rest and frost as the page slides under them.

Liquid Glass

Buttons, menus and top bars use Apple’s glass material, so the app sits right next to the rest of the system.

Premium screens on iPhone

Budgets, net worth, bills, goals, plans and the screens behind them all share the new design — not just the tabs.

Roomier on iPad

Wider layouts and two-column empty states that use the space.

Redesigned for the Mac

The Mac app gets the same look in real windows, with a sidebar, toolbars and its own sharing layout.

A tour of the monthHome, Budget and Transactions in one pass: cash flow, the spending ring and an even-pace line.

Beautiful in the darkEvery screen has a true dark mode, down to the charts and goal photos.

A ring for every categorySee the whole month spent at a glance, then each category’s own ring and pace.

Budget on iPadThe spending ring up top, every category’s ring in a grid, and where your income goes beside it.

Net worth on iPadHistory and allocation side by side, then every account, loan and property in two columns.

Your plan on iPadThe retirement projection, the levers and the scenarios, all on one screen.

**Simple Finance for Mac**A sidebar for everything: Budget, Goals, Insights, Trends, your health score and Sharing.

**Dark mode on Mac**Home, Budget, Transactions, Net Worth and Goals, all at home in the dark.

Fin

Meet Fin, now alive.

Fin, the assistant built into the app, becomes a small 3D companion who waves, dances and reacts as you use the app — and gets a lot more useful. Fin runs on your device, so your questions stay on it.

Does things for you: log or edit a transaction, add a bill or an account, change a budget or a rule
Answers about your money — net worth over time, merchants, what’s left in a category
Takes you anywhere: ask for almost any screen and Fin opens it
How-to help, with the same step-by-step guides as the Help Center
A What can I do? page of tap-to-try examples
Can answer about what your partner shares with you, and start a no-spend challenge with them
Sets the app up by chat: pay, bills, accounts, budget and a first goal, with a confirm before anything is saved

Fin answers from your numbersWhat you can spend today, whether you’ll make it to payday, and where last month went.

Fin does things for youCharts on request, a subscription audit, an expense logged from one sentence.

Fin knows what you shareAsk how your partner’s dining is going, or start a no-spend week together.

Fin answers from your numbersWhat you can spend today, whether you’ll make it to payday, and where last month went.

Fin does things for youCharts on request, a subscription audit, an expense logged from one sentence.

Fin knows what you shareAsk how your partner’s dining is going, or start a no-spend week together.

Fin answers from your numbersWhat you can spend today, whether you’ll make it to payday, and where last month went.

Fin does things for youCharts on request, a subscription audit, an expense logged from one sentence.

Fin knows what you shareAsk how your partner’s dining is going, or start a no-spend week together.

Sharing

Sharing, rebuilt around people.

Pick how you share with each person — Together, Family or Friends — and the app builds the right pages for them.

One chat per person, with conversations, replies, read receipts and an at-a-glance spending card
Challenges with a partner or friends (no-spend days, scoreboards), pinned under the chat header while one runs
Side-by-side pages: your month next to theirs, where it went, and what each of you can see
“What they see of you”: choose, tile by tile, which figures a person gets
Split a bill and settle up from the chat
Everything travels through your own iCloud

Sharing with a partnerWho added what, a shared budget ring, and a chat that sits beside your money.

A household chat beside the moneyPolls, requests to settle up and a weekly recap, in a conversation with the people you share with.

Sharing with a partnerWho added what, a shared budget ring, and a chat that sits beside your money.

A household chat beside the moneyPolls, requests to settle up and a weekly recap, in a conversation with the people you share with.

**Sharing on Mac**Who added what, the shared ring and settling up — the whole household on one screen.

Loans

Loan details for every loan.

Mortgages used to be the only loan with its own page. In 3.0 an auto loan, a student loan, a personal loan or a business loan gets the same one: the balance and how much is paid off, rate, term and start date, the monthly payment broken into principal, interest, taxes and insurance, a payment day, and Auto-Pay.

A dashboard for every loanBalance, how much is paid off, the payment split into principal and interest, and the payoff date.